WHO WE ARE
Advising Canadian families since 2011
Think Insurance Services Inc. is a licensed insurance agency serving British Columbia, Alberta and Ontario. Since 2011 we have helped individuals and families make confident insurance decisions through clarity, transparency and personal support.
Start here
The three pages people ask for most.
The four steps from first call to a policy in force, and what we need from you at each one.
Parminder Thind founded Think Insurance in 2011 and still advises the families himself.
We do insurance differently
Four principles behind every decision we make — from the products we recommend to how we handle a claim.
No small print later
Trust & transparency
We build our relationships on honesty and clarity. We make sure you understand the finer details of your coverage, so you know exactly what you are getting.
90% by referral
Commitment to service
Coverage that fits your specific needs, not a one-size-fits-all package. That commitment is why 90% of our new clients come from referrals.
A person, not a queue
Accessibility
In a digital era we still prioritise real human connection. No long waits and no automated loops — we are a phone call away.
We do the paperwork
Claims support
We stand by you when it matters most, with a straightforward claims process so you receive the full amount you are entitled to without the red tape.
Founded in 2011
Licensed in BC, Alberta & Ontario
Why we’re here
Insurance is bought in moments of uncertainty, and claimed in some of the hardest ones.
Think Insurance was founded in 2011 with a simple but powerful goal: to educate and support people through personalised insurance guidance. Over the years we have earned the trust of our clients by staying transparent, responsive and human. No long wait times. No confusion. Just real conversations and dependable service.
We started Think Insurance to take the stress out of those moments. For us insurance is not about policies, it is about people — guiding clients personally through every step so they feel protected when they need it most.
Today we advise families across British Columbia, Alberta and Ontario on life, critical illness, disability, health and dental, Super Visa, visitor, travel and student cover — all of it independent, and all of it explained before anyone signs anything.
One brokerage, three ways we help
Depending on the coverage we play a slightly different role — but the goal never changes: getting you the right protection, the straightforward way.
We advise
Life, critical illness, health & dental
The products where the wrong choice costs the most. We size the cover to who actually depends on you, compare the Canadian insurers, and explain the exclusions before you sign.
We specialise
Super Visa & visitors to Canada
IRCC rules, stability windows for pre-existing conditions, and refunds if a visa is refused. This is the corner of the market we are asked about most, and know best.
We quote instantly
Travel & student insurance
Live rates online in minutes from the insurers we hold contracts with, with the policy document in your inbox the same day.
The advisor behind Think Insurance
Most brokerages hand you to whoever is free. Here you get the same person for the quote, the application and the claim.
MDRT TOP OF THE TABLE · 5 YEARS RUNNING
Parminder Thind
Founder & Principal Advisor, Think Insurance Services Inc.
Parminder founded Think Insurance in 2011 and still personally advises the families who come through the door. Top of the Table is the highest tier of the Million Dollar Round Table, the international association of financial professionals — a level reached by a small fraction of advisors worldwide, and one he has held five years running.
What clients tend to mention is simpler than that: he explains what a policy will not pay for as clearly as what it will, and he answers the phone.
Built for (and trusted by) Canadians
4.9 on Google
Rated by the clients we have covered. Every review is on our own Google listing.
MDRT Top of the Table
Five years running, in the top tier of the Million Dollar Round Table.
15 years advising
Founded in 2011 and still advising the same families, and now their children.
Three provinces
Licensed across British Columbia, Alberta and Ontario, with every product available in all three.
WHY THINK INSURANCE
What Working With Us Actually Looks Like
Independent advice, plain language, and a phone number that reaches a person. Here is what that means in practice.
Cover sized to your situation
Single, a couple, a young family, or a parent arriving on a Super Visa. We work out who actually depends on you, then size the policy to that — not to a package.
Quotes from several insurers
We are brokers, not one carrier. Give us your details once and see what the major Canadian insurers will genuinely charge you, side by side.
Straight answers before you sign
We explain what a policy will not pay for as clearly as what it will. If a plan is a poor fit for you, we say so rather than sell it.
Covered without the wait
Most visitor and travel plans are quoted online in minutes, and the policy document reaches your inbox the same day.
A person on the other end
Call 604-828-7213 and reach someone who can answer. Assistance runs 24/7, with access to multilingual support wherever you are in Canada.
We stay with you through the claim
The claim is the reason you bought cover. We prepare the paperwork with you and follow it up with the insurer ourselves.
Licensed and accountable
Think Insurance Services Inc. is a licensed agency in British Columbia, Alberta and Ontario, advising families since 2011.
Insurance the way it should be
Tell us who you are protecting and we will come back with real options, usually the same day.