BURNABY, BC
Super Visa Insurance in Burnaby
Super visa medical insurance for parents and grandparents joining family in Burnaby. We are a Lower Mainland broker who compares Canadian insurers and gets your proof of insurance ready.
The basics
Private medical insurance from an approved insurer, at least $100,000 of emergency cover, and at least one year of coverage from the day your parents arrive.
Proof goes in with the application
IRCC accepts a policy paid in full or by instalments with a deposit. It will not accept a quote, so buy before you apply.
When an application is refused
Insurers set their own refund rules for refused visas. We check and share them before you buy.
LOCAL
Close by in Surrey
Our office is at 12885 80 Avenue, Suite 204 in Surrey, and we are licensed in British Columbia, Alberta and Ontario. Burnaby families can visit us or work with us by phone and email. Call an advisor on 604-828-7213.
Burnaby family questions
Will MSP cover my parents in Burnaby?
No. BC’s MSP is only for BC residents, meaning Canadian citizens or permanent residents who make their home in BC. Visiting parents need private super visa insurance.
How long can they stay?
IRCC’s instructions say officers should normally allow a stay of up to five years per entry. Their insurance still has to be valid for at least a year from each entry, so renew if they stay longer.
If they need care in Burnaby
Burnaby Hospital, run by Fraser Health at 3935 Kincaid Street, offers 24/7 emergency services. Since visitors are not covered by MSP, call the insurer’s 24/7 assistance line early. They can guide your parents to care and explain how the policy pays.
What IRCC checks
IRCC looks at four things on every super visa policy, wherever your family lives.
The issuer
Only an insurance company can issue the policy: a Canadian company, or a foreign one listed by OSFI as federally regulated. The insurer’s name has to appear on it.
The term
At least one year from the date of entry. Your parents should carry proof each time they come into Canada.
The coverage
$100,000 or more of emergency coverage that pays for health care, hospitalization and repatriation.
The payment
Paid in full, or instalments with a deposit already paid.
Comparing plans
How do deductibles work?
You pay the deductible first on each claim, and the insurer pays the rest of the covered cost. Higher deductibles usually mean lower premiums.
Are stable conditions covered?
Many plans cover conditions that have been stable for a set period before the start date. The length of that period varies by insurer and age, so we compare it for you.
Can payments be monthly?
Some insurers offer it, and IRCC accepts instalments with a deposit. We will point you to those plans.
Not sure what fits? Ask a broker.
Tell us what you are protecting and we will come back with real options, usually the same day.