Think Insurance works with our clients to choose the best coverage plan for their age, stage of life, and financial obligations they want to cover both now and in the future.
Considering 1 out of 3 people will become disabled for over 90 days before the Age of 65 and that the average disability that lasts over 90 days is 2.9 years, protecting one’s income in the event of accident or illness should be a top priority!
Critical Illness Insurance was designed to provide financial assistance in the form of a lump sum, tax free payout to help you cope with the stress and difficulties associated with such an event. The benefit is paid on first diagnosis of one of a list of critical illnesses.
Mortgage Insurances are designed to cover mortgage debt. Banks generally offer you Mortgage Insurance, there are many disadvantages compared to purchasing your own coverage! There is a better and less costly alternative to Mortgage Insurance, it is called Life Insurance.
Permanent Insurance Provides for stable lifelong protection without the complexities of Universal Life plans. Over the long term, it offers generally a better financial choice than buying and renewing term.
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